1

Long

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10-15 Minutes

2

Short

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1-15 Minutes

3

Español

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10-15 Minutes

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The sooner we can get you qualified, the faster you’ll be moving in to your new home.

Let us help you get start the next chapter of your life today!

  • Chad, and everyone at JMJ, were wonderful to work with. Always answered my calls, or called back right away to answer my numerous questions. Even spoke to my father and was willing to answer his questions about the volitile mortgage rate market. I am conf.....
  • Chad is very knowledgeable about the mortgage process and was happy to answer all of our questions as first time buyers. His enthusiasm and positive attitude made the process much less intimidating. I recommend him.
  • Chad was recommended by my Redfin agent and I have had nothing but excellent service from him. He always answers my questions and calls back immediately every time. Would highly recommend Chad Baird and all the JMJ Financial Group's loan services to peopl.....
  • Chad was great! I would recommend and encourage anyone looking for a loan or refi to go with him. Everything about JMJ financial was smooth. Chad even called the seller to help convince her that everything ould be smooth on our side. Thanks Chad.
  • Chad's customer service is first rate. He was willing to answer our questions at 9pm and on weekends. He patiently walked us through the financials and delivered on his promises. We would recommend Chad without reservations.
  • Chad is very knowledgeable about the mortgage process and was happy to answer all of our questions as first time buyers. His enthusiasm and positive attitude made the process much less intimidating. I recommend him.
  • I would recommend Chad and JMJ overall. They were really fast and we closed escrow on time.
  • Chad was great! So easy to work with and great at explaining everything we needed to provide. He made the whole process so smooth and easy.

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Our Resources

Our objective is simple: to give you the best tools possible to help make the best decision about your financial future.

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Mortgage Glossary

Mortgages can be confusing for the first time home buyer, so let us help explain. Below you'll find explanations for most of the mortgage industry terms.

FHA Loans

Borrowers looking to secure a mortgage
with as little as 3.5% down payment.

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VA Loans

A VA Home Loan helps Servicemembers, Veterans,& eligible surviving spouses become homeowners.

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HARP Loans

HARP was created to assist buyers who owe more than their home is worth and need to refinance in order to lower their payment and interest rate.

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JUMBO Loans

A Jumbo Conforming Loan is a
mortgage in excess of $417,000.

Learn More...